Debt collection & Settlement lawyers - nj :.

foreclosure... debt... creditors...

These words are thrown around a lot lately, and can be scary― unless you have a debt collection or debt settlement lawyer protecting you.

Why do you need a debt settlement attorney?

You are a solid, responsible citizen and always paid your debts on time.

Or you did, until misfortune followed you home. Illness. Death of a loved one. Unexpected job loss. When something beyond your control occurs, it’s easy to get off track.

But despite your troubles, the credit card company won’t spare a tear. Your bank wants to repossess the car and the mortgage company acts like you’ve never paid once. They keep calling and calling and calling, becoming more aggressive in the process.

You need a debt settlement attorney.

An experienced collection attorney will stand up for you, reminding all those companies of your legal rights ―—yes, even debtors have them. We will apply forceful tactics to help you get back on financial track. Plus, the calls will stop, at home and work. The nasty letters will disappear.

We’ll also do something about that debt.

A debt settlement attorney can negotiate with your creditors to reduce your monthly payments, perhaps even lower the total amount you owe. Our law firm takes a tough stance with these companies, and will aggressively negotiate to protect your credit and rights. This even applies to the government, we are qualified IRS debt attorneys.

What if you need a credit settlement attorney?

You’re a small business. You’d like to extend credit to anyone seeing hard times, but there are so many these days, and if you helped all of them, you and your family would soon join them. And anyway, there are always a few bad apples out there, running up bills they have no intention of paying.

You don’t have a special department to collect debts. You don’t have the time either. So how do you collect on bad debts?

You don’t. You turn to a collection lawyer. We will aggressively pursue debtors, even forcing them into court to settle.

As we’ve said, debtors have rights ―but so do businesses. And we at the law offices of Mina Diksies LLC will fight for yours.

It may seem a contradiction but the law firm of Mina Diksies LLC represents both debtors and creditors, as a debt collection and debt settlement attorney. Our philosophy involves being both a strong advocate for our client’s interests and a fierce protector of their financial stability.

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